Your budget is a plan. Actuals are reality. See both.

Stop waiting for quarterly financial reports. Know exactly where your HOA stands against budget — every line item, every month, in real time.

Catch overspending before it becomes a crisis

See total spent vs. total budgeted for every category, updated as soon as you import a new financial statement.

If you're 6 months in, Candor compares against 50% of annual budget — not the full year. Apples to apples.

Any line item running more than 10% over its prorated budget gets flagged. You see it immediately, not at year-end.

Drill into any category. See the monthly trend, YTD total, annual budget, and whether you're on track or overspending.

Upload the budget PDF or enter line items manually. AI extracts every category and annual amount automatically.

Each month, upload your management company's financial statement PDF. AI reads the actuals for every line item.

Instantly see which categories are on track, which are over budget, and by how much. No formulas, no spreadsheets.

Upload your budget and one month of financials. Candor shows every variance instantly. Free to start — no credit card required.