Know what's coming, what it costs, and whether you can afford it.

Every roof, elevator, parking lot, and plumbing project your HOA will face in the next 10 years — mapped, costed, and connected to your reserve fund.

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See every major project before it arrives

Project Timeline

Every capital component from your reserve study plotted on a 10-year timeline. See what's due in 2027 vs. 2032 at a glance.

Cost Tracking

Current replacement cost estimates with inflation adjustments. A $180,000 roof in 2026 becomes $208,000 by 2030 at 3.5% inflation.

Funding Impact Analysis

See how each project affects your reserve balance. Know if completing the parking lot resurface in 2028 leaves enough for the elevator in 2029.

Scenario Modeling

What if you defer the pool deck by 2 years? What if you increase contributions by $15/unit/month? Model it and see the impact instantly.

How it works

Import your reserve study

Upload the PDF. AI extracts every component, remaining useful life, and replacement cost estimate automatically.

See all projects on a timeline

Every capital expense is plotted by year. Color-coded by category: structural, mechanical, exterior, amenities.

Model funding scenarios

Adjust contribution rates, defer projects, or add new ones. Watch your 10-year reserve balance update in real time.

Present to the board

Generate a clean capital plan summary to share at your next board meeting. Everyone sees the same picture.

Reactive vs. proactive capital planning

Before Candor

  • Roof fails — board scrambles for $200K
  • Special assessment shocks homeowners
  • No one reads the 80-page reserve study
  • Projects get deferred until they're emergencies

With Candor

  • Roof replacement planned 5 years in advance
  • Reserves funded to cover it on schedule
  • Board sees a simple timeline, not an 80-page PDF
  • Deferral decisions modeled with real numbers

Plan your next 10 years in 60 seconds

Upload your reserve study and see every capital project mapped to a timeline with funding impact. Free to start.

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