Stop guessing whether your reserves are enough.
See your HOA's exact funding level, projected balance over 10 years, and what happens if you change contribution rates — all from one dashboard.
Start Tracking for FreeEverything you need to monitor reserve health
Percent Funded Analysis
Know your exact funding ratio. Industry recommends 70%+. Most HOAs are below 50%. See where you stand in seconds.
10-Year Balance Projections
See your reserve balance year-by-year through 2036. Know exactly when you'll dip below safe thresholds.
Funding Scenario Comparison
Model 3 contribution levels side by side. See how a $25/month increase per unit changes your 10-year outlook.
Capital Expense Timeline
Every roof, elevator, and parking lot project mapped to the year it's due — with cost estimates from your reserve study.
How it works
Upload your reserve study
Drag and drop the PDF. Our AI reads every component, useful life, replacement cost, and funding recommendation.
AI extracts the data
In about 30 seconds, every capital project, cost estimate, and timeline is pulled into your dashboard. No retyping.
See your 10-year projection
Your reserve balance, annual contributions, and planned expenses — all visualized. Adjust contribution rates and watch the projection update instantly.
The old way vs. the Candor way
Before Candor
- Reserve study sits in a filing cabinet
- Treasurer manually tracks balance in Excel
- Board guesses if reserves are "enough"
- Special assessment surprises homeowners
With Candor
- Reserve data lives in a live dashboard
- Balance updates automatically
- Percent funded shown in real time
- Board plans ahead with 10-year projections
Know your reserve health in 60 seconds
Upload your reserve study PDF. Candor extracts everything and shows your funding level instantly. Free to start.
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